Best Interest Bearing Checking Accounts 2024 List. Best online checking for cash back and no fees. Pays 3.30% apy on balances up to $50,000—without imposing any monthly service fees or minimum.

 — chase is known for having checking account bonuses for new customers, and electronic deposits of at least $500 per month can waive the monthly service fee on. Minimum deposit requirements, fees, and other numbers in our list are up to date as of september.